Car Accident Lawyer Melbourne, FL
My car was damaged in a car accident. What do I do now?
Car accidents can be scary and stressful. If your car was damaged in the accident, it may or may not be drivable anymore. Either way, it will need to be evaluated by a professional to determine the extent of the value and how much it will cost to fix it. But damages can go beyond just your vehicle. They also include any physical or mental harm you suffered as a result of the accident. An experienced car accident lawyer in Melbourne, FL can help you determine what damages you should pursue and what monetary amount to assign to them. Call Tuttle Law, P.A. today to schedule a free consultation with our knowledgeable staff. Our lawyers can help you navigate challenging insurance and legal processes that can result in too little compensation to get you back in the driver’s seat.
What happens after a car accident?
If the accident was serious enough, then the police should have been called to produce a report on the scene. You and the other party, if they had insurance, should have called your respective insurance companies to report the accident and start a claims process. If the other party has insurance, then their insurance company will put an insurance adjuster on the case. This person determines the amount that the insurance company should pay you.
If they do not have insurance coverage, you will need to decide if you should file a claim with your insurance company or file a lawsuit against the responsible party for negligence. While it is illegal to drive without insurance, it still happens all of the time. Maybe they couldn’t afford insurance or may have let it lapse. Whether you decide to file a claim or a lawsuit, a lawyer’s advice can be very beneficial. Speaking with a knowledgeable car accident lawyer in Melbourne, FL from a law office like Tuttle Law, P.A. can help you understand your options and recommend the best action to take.
How does an insurance adjuster determine compensation?
An insurance adjuster’s job is to collect evidence and use that to determine how much the company should pay you. Logically, this amount should reflect the amount of damages you incurred, but this is often not the case. Insurance companies are privately held corporations whose goal is to make money at the end of the day. Paying out large claims reduces their profit margin and, as a result, insurance companies may initially offer to pay smaller amounts.
When determining the amount of compensation to pay you, an insurance adjuster looks at factors like the extent of the property damage, what mental or physical injuries you suffered, and the limits of either that at-fault party’s or your insurance policy. If the other party’s insurance doesn’t cover the full amount of the damage to your vehicle, you may be in the tough position of deciding whether to pursue payment in a small claims court. Since a claim can be calculated in a number of ways, having a lawyer on your side can help advocate for higher compensation. For a car accident lawyer in Melbourne, FL you can trust, call Tuttle Law, P.A. now.