Florida has seen a wave of legal reforms in 2025, with House Bill 837 standing out as one of the most impactful. This new law makes sweeping changes to personal injury and car accident litigation, reshaping how claims are filed, defended, and ultimately resolved. For accident victims and their families, these changes could dramatically alter what recovery looks like. For example, if someone is injured in a crash, the deadlines, evidence rules, and liability standards they face today are not the same as they were just a year ago. These shifts make working with an experienced Vero Beach, FL car accident lawyer like ours more important than ever.
The most talked-about change under HB 837 is the shortening of the statute of limitations. For decades, Florida allowed accident victims up to four years to file negligence claims. That window is now cut in half to just two years. This means that someone injured in a car crash must act much more quickly to protect their rights. Delays could easily mean the difference between a valid case and one that is barred from court entirely.
Another major reform is Florida’s move away from pure comparative negligence. Under the old rule, even if a driver was 90% at fault, they could still recover 10% of their damages. HB 837 replaces this system with modified comparative negligence. Now, if an injured person is found more than 50% responsible for an accident, they cannot recover damages at all. This change puts more weight on fault determinations, often making litigation more contentious.
Medical expense rules have also been rewritten. Instead of presenting the full billed amount from hospitals or providers, plaintiffs now must show what was actually paid or what insurance, such as Medicare, would typically cover. While designed to limit inflated claims, this rule can make it harder for injured parties to demonstrate the full financial impact of their medical care. Together, these changes reflect a strong push to curb litigation but raise concerns about access to fair compensation.
Why These Changes Matter
The passage of HB 837 shows a clear legislative effort to reduce the volume and cost of personal injury lawsuits. Supporters argue that this will stabilize insurance premiums and discourage frivolous claims. Critics warn that accident victims, especially those with severe injuries, may be left without adequate recourse. Regardless of which side of the debate one falls on, the reality is that car accident litigation in Florida now looks very different, and anyone involved in a crash must be aware of the new landscape.
How Our Firm Helps After An Accident
At Tuttle Larsen Injury Attorneys, we know how confusing and overwhelming legal changes can feel, especially after a traumatic event like a car accident. A local law firm, we represent clients in Vero Beach, Palm Bay, Melbourne, and throughout Indian River and Brevard Counties. We believe in giving back to the community we serve. Doug Tuttle is very involved with local schools and was recently recognized by the Florida Commissioner of Education as the IRC School District business partner of the year for his work with special education students. Jesse Larsen serves on the board of directors for the Indian River County Bar Association, showing our commitment not only to the law but also to the community.
When you come to us, we take the time to explain how these changes may affect your case and what options you have. From gathering evidence to building a strong strategy around the new comparative negligence rules, our focus is on protecting your right to compensation. We believe that injured victims deserve a fair chance, even in the face of shifting laws.
Connect With Our Professionals Today
If you or a loved one has been hurt in a crash, don’t wait to learn how these new laws could impact your case. Contact Tuttle Larsen Injury Attorneys today to speak with a dedicated attorney who can guide you through every step. We are here to fight for your recovery and your peace of mind.
Let’s Get Started Together
Posted on Google Diane NorairTrustindex verifies that the original source of the review is Google. I would highly recommend this law firm. They were very informative and helpful with my auto accident claim. Got me exactly what I was expecting and the process went smoothly and fast.Posted on Google Rob STrustindex verifies that the original source of the review is Google. Doug Tuttle and his firm treated me with respect, courtesy and professionalism; helping me to navigate a painful and trying time in my life. Anyone seeking top-notch legal representation cannot go wrong choosing this law firm. I always will be grateful for their service and support.Posted on Google Reenie GrecoTrustindex verifies that the original source of the review is Google. I just had my first consultation with this firm. I am so blown away, although my complicated matter did not fit into their specialityI, they made sure I should get the best that is out there for me. they are the true meaning of Community. Thank You.Posted on Google Jasmine GibertTrustindex verifies that the original source of the review is Google. I was the victim of a serious car accident that resulted in injuries, and from the very beginning, the Tuttle team was there to guide me through every step of the process. Doug Tuttle and his entire staff not only worked hard on my behalf, but they also consistently showed genuine compassion, patience, and understanding during an extremely difficult time. Their support made a challenging situation feel much more manageable. I am truly grateful for everything they did for us, and I would highly recommend the Tuttle firm to anyone in need of a dedicated and caring injury attorney.Posted on Google Carolyn OliverTrustindex verifies that the original source of the review is Google. My first appointment with Tuttle Larsen Injury Attorneys was beyond my expectations. I was still angry about my accident which involved a driver who ran a stop sign and T-boned us. I was also in severe pain with fractured ribs and a torn rotator cuff. Jesse Larsen immediately calmed me down with his very professional and compassionate manner. He explained the options in dealing with my case with full confidence that it could be resolved. He explained what would happen as we continued through each step of my case, what papers that I needed to give him, and how he would handle everything for me. I was so relieved that this burden had been lifted from my shoulders. I didn’t have to fight this battle alone. Jesse told me that I could call the office any time I had a question, which I did. Cindy was my lifeline to Jesse. She dealt with all the paperwork which included doctor and therapy bills, insurance, and interrogatives. She explained everything in detail in emails or over the phone. I didn't have to make endless trips to his office. When I did need to sign papers, Kelly was very friendly and had everything ready for me as soon as I walked in the door. I can’t say enough about the efficiency of the Tuttle Larsen Injury Attorneys Office. Jesse and Cindy always kept me updated on progress with my case. When a decision had to be made, Jesse would present the options in a language that was easy to understand. Then we would make the decision together. When we reached the settlement stage, Jesse was an excellent negotiator, who reduced the balance I owed to a lesser amount. I would highly recommend Jesse Lawson when you need an injury lawyer. My advice to a new client is to be patient and to give complete answers to questions that the office asks you. Although my case took about 1 and a half years to settle, I received much more than I was originally offered and was happy with my settlement. Many thanks to Jesse Larson, Cindy, Kelly, and the Tuttle Larsen Injury Attorneys. Carolyn OliverPosted on Google Sarah GillenTrustindex verifies that the original source of the review is Google. Jon Jacob of Tuttle Larsen Injury Attorneys represented me for trial and I cannot recommend him and this practice enough. Their professionalism is unmatched and Jon Jacob communicated so well throughout the whole process to make sure I was prepared and knew what would happen at every step of the way. He was caring and supportive through a stressful time and I cannot thank him enough for it. The team is extremely knowledgeable and committed to the best experience for their clients.Posted on Google S J ParrishTrustindex verifies that the original source of the review is Google. I want to extend my sincere appreciation to the entire team at Tuttle-Larsen Law, and especially to Attorney Doug Tuttle, for their outstanding professionalism and dedication in handling my motor vehicle crash case. From the very beginning, the staff was courteous, responsive, and highly organized. Attorney Tuttle demonstrated genuine concern for my well-being and guided me through each step of the legal process with clarity and confidence. His expertise and straightforward communication helped ease the stress of the situation, and his legal strategy ultimately led to a successful and timely resolution of my case. I’m very grateful for their hard work and commitment, and I would highly recommend Tuttle-Larsen Law to anyone in need of skilled and compassionate legal representation.Posted on Google Bryan GTrustindex verifies that the original source of the review is Google. Conscientious and professional, Jon Jacob and Barbara communicated with me every step. From laying out his plan, to making sure I was given a fair deal at the end. I heard about them after they helped my brother, and when I was in need of help just a year later I immediately got in touch with them and I'm very glad I did. The process was smooth for me, and I like to understand what's going on to get a picture of what's happening, therefore I ask questions. Without missing a beat, they would answer and email, and reminded me of what phase of the process the case was in. I always felt confident. My advice to anyone who goes to them, be prepared and professional, you'll get so much in return from Tuttle Larson, especially Jon Jacob Ashenback. Thank you once again man, keep being sharp, you're kicking ass.Posted on Google Katelyn WalkerTrustindex verifies that the original source of the review is Google. From the first appointment, this firm will work diligently to prepare your case. Because auto accidents aren’t planned and seem to happen at the worst possible time, the attorneys and staff at this office are excellent when it comes to answering questions, allowing you to put your mind at ease. There’s always a lot going on at the beginning of the process and having Mr. Larson walking me through made the process so smooth. When hiring this firm, you call to speak to a specific person, you can actually reach them, or they will return your call as they say they will. So many large firms pass your case around, you are never able to speak to the same person, you cant get your calls returned or questions answered, which becomes frustrating dealing with a timeframe. Couldn’t have been more pleased with all the help my children and I received at a hectic time in our lives. Down to the receptionists answering the phones, the paralegals, and then the attorneys— they become family and there is no one else you’d rather have handle your case, fighting in your corner, and in the best interest of you! Thank you so much for all you’ve done to help us overcome this experience!