Car Accident Lawyer Melbourne, FL

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Pursuing Compensation After A Car Accident

If you were injured in a vehicle crash, you should get in touch with our Melbourne, FL car accident lawyer. Your medical bills may be piling up and are unsure of when you can return to work. There may even be expenses you have not thought about — such as future medical bills or lost wages due to missed work — so it’s crucial that you retain representation for your case. Our attorneys can help you pursue the compensation you deserve. The sooner you reach out, the faster you will be able to make sure your rights are protected. Contact our team at Tuttle Larsen, P.A. today to schedule a free consultation with legal professionals who care and will truly listen to you.

 

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Common Car Accident Injuries

Car accidents are an unfortunate reality on the roads of Melbourne, Florida, and across the United States. These incidents, ranging from minor fender-benders to severe collisions, can result in a wide array of injuries. At Tuttle Larsen, P.A., we have seen firsthand the physical and emotional impact these accidents can have on individuals and families. Our firm is committed to providing comprehensive legal support to those who have suffered in car accidents. Common injuries include whiplash and neck injuries, head and brain injuries, back and spinal cord injuries, broken bones and fractures, internal injuries, cuts and abrasions, psychological trauma, and more.

Tricks Insurance Companies Use To Try To Limit Your Compensation

Many of the clients we’ve helped at Tuttle Larsen, P.A. have told us horror stories about the way they were treated by their own insurance company. Many drivers are under the impression that their insurer is there to help after a car accident. The truth is that insurance companies are mainly interested in protecting their profits. Our Melbourne car accident lawyer can help you avoid common tricks insurance adjusters use to keep from paying. Tactics insurance companies may use to limit your compensation include denying valid claims, blaming you for the accident, offering you a low settlement, and more.

Did you know that many insurance agents reject claims automatically without even looking at your case? That’s completely unfair, but it’s a common tactic. Insurance companies want to make the process as difficult and time-consuming as possible for drivers.

Having an experienced lawyer in your corner changes things. At Tuttle Larsen, P.A., we take care of your case so you can focus on other things. We can gather needed documents, fill out claim forms, speak with insurance adjusters and handle negotiations. You can get back to your life and still get the compensation you need.

Florida has no-fault insurance, which means that it’s not necessary to figure out which driver was responsible. Your own insurance company handles claims for vehicle damages and medical costs, often with the help of personal injury protection driver’s coverage.

Don’t let your insurer give you bogus excuses to turn down your claim. You don’t have to prove your innocence to the insurance company or anyone else. At Tuttle Larsen, P.A., we tell you right away what the insurance company can and can’t do.

Sometimes, insurance companies try to convince you to sign an agreement that gives you a low payout after the accident. The small print may limit the medical expenses covered or prevent you from getting the treatments you need to recover. Always have your attorney look over any settlement agreements before you sign them.

We keep in mind your needs right now as well as possible costs you may face down the road. Many car accident injuries take a while to appear, potentially causing long-term issues that you didn’t notice right away. Our team can help you evaluate your options and negotiate with the insurer.

Factors That Determine The Value Of Your Car Accident Case

Determining the value of a car accident case can be a complex process, involving various factors that impact the potential compensation amount. Understanding these factors is key for anyone involved in a car accident, as it provides insight into what can be expected from a legal claim.

Severity And Nature of Injuries

The severity and nature of the injuries sustained in the car accident are among the most significant factors in determining case value. More severe injuries typically lead to higher compensation due to the increased medical costs, longer recovery periods, and greater impact on the victim’s quality of life. This includes not only physical injuries but also psychological trauma that may require therapy or counseling.

Medical Expenses And Treatment Costs

Medical expenses form a substantial part of a car accident claim. This includes costs incurred for emergency services, hospital stays, surgeries, medication, physical therapy, and any future medical care required as a result of the accident. Accurate and comprehensive documentation of all medical expenses is essential in substantiating these claims.

Lost Wages And Earning Capacity

If injuries from the accident have resulted in time off work or a reduced capacity to earn, this loss of income is a critical component of the claim. The calculation includes not only lost wages but also lost opportunities, such as missed promotions or the inability to work in the same capacity as before the accident.

Pain And Suffering

Pain and suffering is a non-economic damage that refers to the physical and emotional distress caused by the injuries. This can be more subjective to quantify but is an essential element in determining the value of a car accident case. The extent of pain and suffering is often correlated with the severity of the injuries and their long-term impact on the individual’s life.

Property Damage

The extent of damage to your vehicle and any other personal property affected in the accident also contributes to the case value. Compensation for property damage typically covers the costs of repair or, in the case of a total loss, the current market value of the vehicle.

Liability And Comparative Negligence

Florida’s comparative negligence law plays a crucial role in car accident cases. If both parties share fault, the compensation amount may be reduced by the percentage of fault attributed to the injured party. Establishing clear liability is key to maximizing compensation.

Insurance Policy Limits

The at-fault party’s insurance policy limits can also influence the case’s value. If the damages exceed these limits, recovering the full amount might be challenging, unless the at-fault party has significant personal assets.

Steps To Take After A Car Accident

Getting into a car accident is an incredibly stressful ordeal. Not only is it alarming at the time, but it can end up being expensive and having many other financial repercussions after the fact. You should always be prepared for what to do if you find yourself in this situation. Here are some of the steps to take if you are ever in a car accident.

  • Procedure In Case Of A Car Accident

Car accidents can be traumatic and disorienting experiences. It is essential to know the proper procedure to follow in case of a car accident to protect your rights and ensure a fair resolution of any legal matters that may arise. Hiring our skilled car accident lawyer can be invaluable in guiding you through the process and helping you achieve the best possible outcome. This article outlines the steps you should take following a car accident.

  • Prioritize Safety

Immediately following a car accident, your top priority should be to ensure the safety of all individuals involved. If possible, move your vehicle to a safe location away from traffic. Turn on your hazard lights, and use road flares or warning triangles to alert other drivers to the accident scene.

  • Assess Injuries

Check yourself and any passengers for injuries. If anyone is injured or in need of medical attention, call 911 immediately. It is vital to seek prompt medical attention, even if injuries seem minor, as some symptoms may not be immediately apparent.

  • Call The Police

Regardless of the severity of the accident, it is essential to contact the police. A police report can be a valuable piece of evidence when pursuing a claim or working with a car accident attorney.

  • Gather Information

Exchange contact and insurance information with the other driver(s) involved in the accident. Obtain the contact information of any witnesses and take detailed notes about the accident, including the location, weather conditions, and any potential contributing factors.

  • Document The Scene

Use your phone or a camera to take photographs of the accident scene, including the damage to all vehicles involved, any skid marks or debris, and any visible injuries. These images can serve as crucial evidence for your attorney when building your case.

  • Contact Your Insurance Company

Report the accident to your insurance company as soon as possible. Be honest and provide accurate information, but avoid admitting fault or speculating on the cause of the accident. Your Melbourne car accident lawyer can help you communicate with your insurance company and ensure your rights are protected.

  • Seek Medical Attention

Even if you feel fine after the accident, it is essential to seek medical attention to rule out any hidden injuries. Keep records of all medical treatments and expenses, as they will be vital in supporting your claim.

  • Keep Detailed Records

Maintain thorough records of all correspondence, medical bills, repair estimates, and other relevant documents related to the accident. This documentation will be integral for your attorney when building a strong case on your behalf.

  • Follow Up On Your Claim

Stay in communication with your lawyer and provide them with any additional information or documentation they may need. Regularly check on the status of your claim and be prepared to attend any necessary meetings or court appearances.

Melbourne Car Accident Statistics

According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), in 2022 in Brevard County there were 9,186 car accidents. 7,056 of these accidents involved injuries. Driving a car implies intrinsic responsibilities, not just while driving, but also in case of an accident. Nevertheless, many times we do not know how to act in a mishap, because we simply think that it is not likely to happen to us. In general, when a car accident happens we tend to feel fearful or extremely nervous even if we are unharmed. It is normal to have a delayed reaction or feel stressed in this kind of situation. However, it is always good to know what to do in these cases.

Car Accidents in Brevard County

Proportion of Injury-Related Accidents

Overview of Car Accidents

FAQs

What should I do immediately after a car accident?

If you’re involved in a car accident, your first step should be to ensure your safety and the safety of others. Move to a safe location if possible, and call 911 to report the accident and request medical assistance if needed. It’s crucial to exchange information with the other driver, including names, contact details, insurance information, and vehicle details. Additionally, take photographs of the accident scene, the vehicles involved, and any visible injuries. Avoid admitting fault or making statements that could be used against you later. Finally, contact a car accident attorney to understand your rights and the next steps.

How long do I have to file a car accident claim?

In Florida the statute of limitations for filing a car accident claim is typically four years from the date of the accident for personal injury claims, and two years for wrongful death claims. However, it’s important to start the process as soon as possible. Delaying could hinder your ability to collect evidence and weaken your case. Additionally, if your claim involves a government entity, you may have shorter deadlines to contend with. Consulting with a car accident attorney soon after your accident can help ensure that all deadlines are met.

Can I still claim compensation if I was partially at fault for the accident?

Yes, you can still seek compensation if you were partially at fault for a car accident. Florida follows a comparative negligence rule, which means that the compensation you receive will be reduced by the percentage of fault attributed to you. For example, if you are found to be 30% at fault for the accident, your compensation will be reduced by 30%. It’s important to consult with a car accident attorney to accurately assess fault and ensure your rights are protected.

What types of compensation can I receive for a car accident claim?

You may be entitled to various types of compensation, including medical expenses for both past and future treatments, lost wages if you’re unable to work, and compensation for any future earning capacity if your injuries prevent you from returning to your previous job. You may also be eligible for compensation for pain and suffering, emotional distress, and loss of enjoyment of life. In some cases, punitive damages may be awarded if the at-fault party’s actions were particularly egregious.

Do I need a lawyer for a car accident claim even if it seems straightforward?

Yes, it is highly advisable to consult with a lawyer for any car accident claim. Even in cases that seem straightforward, complications can arise, like disputes over fault, challenges from insurance companies, or uncovering the full extent of your damages and injuries. A skilled car accident lawyer can navigate these issues, ensure that your rights are protected, and help you receive the full compensation you are entitled to. Their expertise is invaluable in negotiating with insurance companies and, if necessary, representing your interests in court.

Melbourne FL car accident lawyer consultation

Melbourne Car Accident Glossary

If you were involved in a crash, a Melbourne, FL car accident lawyer can help you manage the legal and financial impact of the incident. When you’re dealing with the aftermath—medical bills, time off work, and unclear insurance processes—it’s important to understand some key terms. At Tuttle Larsen, P.A., we guide our clients with clarity and support, using straightforward explanations of legal concepts to help you move forward with confidence.

Personal Injury Protection (PIP)

In Florida, all drivers are required to carry Personal Injury Protection coverage. This insurance helps cover medical expenses and a portion of lost income after a car accident, no matter who caused it. PIP typically covers up to 80% of medical bills and 60% of lost wages, up to a policy limit—often $10,000. Because Florida is a no-fault state, you must file a PIP claim with your own insurer first before seeking other compensation. If your costs go beyond your PIP coverage, you may need to pursue additional legal action for further recovery.

Future Medical Costs

Future medical costs refer to treatment and care you may need after the initial emergency care is complete. Injuries from car accidents—especially those involving the spine, head, or soft tissue—can lead to long-term recovery. These expenses might include follow-up visits, physical therapy, surgeries, medication, or in-home care. When we handle a claim, we factor in these possible expenses using medical opinions, ongoing treatment records, and expected recovery timelines. Including future medical costs in your case helps provide for your health needs even years after the accident.

Lost Earning Capacity

Unlike short-term lost wages, which cover time missed immediately after an accident, lost earning capacity addresses your reduced ability to earn money in the future. If your injuries prevent you from returning to your job in the same way, or at all, you may be entitled to compensation. This could involve working fewer hours, needing to take a different position, or being unable to work in your trained profession. We often use employment records, assessments, and economic data to calculate the long-term impact of your injury on your ability to earn.

Insurance Settlement Agreement

An insurance settlement agreement is a legal contract in which an insurance company agrees to pay a set amount in exchange for resolving your claim. These agreements often include specific terms that limit your ability to seek further compensation—even if you discover more injuries later. Some agreements may include clauses that waive your right to sue or restrict future medical claims. Before signing any settlement, it’s important that we review it closely. Once it’s signed, it can be difficult or impossible to change the terms.

Claim Denial

A claim denial occurs when your insurance provider refuses to pay some or all of your claim. Denials can happen for a variety of reasons, including missed deadlines, incomplete documentation, or disputes over the severity of injuries. In many cases, the reason given is vague or misleading. Insurance companies may also deny claims without conducting a full review. If your claim is denied, that doesn’t mean the process is over. We can request a formal review, present supporting documentation, or take legal action to reopen the claim.

If you’re facing challenges after a vehicle crash, don’t try to handle it alone. Contact Tuttle Larsen, P.A. today to speak with a Melbourne, FL car accident lawyer who can help you take the right steps and pursue the full value of your claim.

Tuttle Larsen, P.A., Melbourne Car Accident Lawyer

3617 20th St Vero Beach, FL 32960

Schedule Your Free Consultation Today

Understanding these laws and how they relate to your specific case is essential when pursuing a car accident claim. At Tuttle Larsen, P.A., we are dedicated to helping you fight for your rights. If you’ve been injured in a car accident in Florida, don’t hesitate to reach out to our experienced Melbourne car accident lawyer. Contact us today for a free consultation, and let us help you pursue the compensation and justice you deserve.

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“Jesse Larsen and the Tuttle Larsen, P.A. staff were both professional and personal. It was the first time I ever needed a lawyer and my case was important for my future health. Thanks to Jesse I was able to get a settlement that ensured that would happen. In my opinion, he and Tuttle Larsen, P.A. are the best.”
Tracy Moore
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