Personal Injury Lawyer Sebastian, FL
Our Sebastian, FL personal injury lawyer knows that accidents happen every day. Some are unavoidable. Others, approximately one in two, are a result of negligence. This means the accident could have been avoided, but happened because of the actions, or lack of, on the part of another party. You deserve a lawyer who listens, and who cares about your recovery. If you believe negligence caused you or a loved one harm, call Tuttle Larsen, P.A. We offer free consultations, and we’ll advocate for your maximum compensation.
Table Of Contents
- Sebastian, FL Personal Injury Infographic
- What Is Negligence?
- Personal Injury Damages You Can Seek Compensation For
- How Our Attorneys Can Help You
- What You Should Know About Insurance Companies
- Myths About Personal Injury Lawsuits
- Personal Injury Law Statistics
- Florida Personal Injury Laws
Defining Personal Injury
“Personal injury” is a common legal term that is used to describe any harm that is done to one’s body, mind, or emotional well-being. This injury, harm, or unfair loss to another could have been caused intentionally or inadvertently by another person. Within the United States, personal injury cases fall under the civil branch of law.
Types of Personal Injury Cases We Handle
There is a wide variety of scenarios that could warrant a personal injury case. It can be difficult to determine if your situation qualifies as a personal injury case, which is why it is important to reach out to a personal injury lawyer to help you understand if your case qualifies for a personal injury claim.
An important factor in personal injury claims is if there was any harm done to another person through negligence, gross negligence, reckless conduct, or intentional misconduct. If so, then the injured person is eligible to seek damages.
Some personal injury cases our team has experience handling include:
- Motor vehicle accidents
- Slip and fall accidents
- Medical malpractice
- Dangerous and defective products
- Wrongful death
- Premises liability
- Animal attacks
- Intentional torts
What Is Negligence?
Most often personal injury cases are based on one party’s negligence. To bring any personal injury claim, it needs to be based on negligence that you and your personal injury lawyer in Sebastian must be able to demonstrate.
Here are four conditions that need to be demonstrated for negligence:
- The defendant owed a duty of care to the plaintiff.
- The defendant breached the duty of care.
- The breach resulted in loss or injury to the plaintiff.
- The plaintiff suffered demonstrable loss or injury.
If all four of these conditions are met then you and your lawyer will have a strong case with the basis of negligence for your injury claim.
Personal Injury Damages You Can Seek Compensation For
- Income – After suffering a personal injury, victims may need to take time off work to recover. Income damages account for the work a person lost and the work she or he may lose in the future because of a personal injury. Your lawyer may also focus on damages connected to a permanent injury’s physical limitations. For instance, a victim could learn she or he cannot perform the same work again, forcing the person to find a new job role or industry that suits her or his new capabilities.
- Medical Treatment – Personal injury victims deserve fair compensation for the medical bills they pay because of another’s negligence. Medical treatment legal damages account for ambulance rides, physical therapy, medication, doctor’s visits, and medical assistive devices. Victims should keep up with all their medical costs, even if they have insurance.
- Property Loss – In a personal injury like a car accident, a person could experience property loss or damage. Car collisions may damage belongings such as the motor vehicles, clothing, computers, or work equipment. If so, victims may work with our team to determine whether they qualify for repair reimbursement or fair market compensation for lost items.
- Pain And Suffering – In the days, weeks, and months following a personal injury, victims should observe themselves to see if they experience severe discomfort or pain connected to their injuries. If they do, they could qualify for pain and suffering damages as part of their legal case.
- Emotional Distress – More than the physical body may experience harm because of a personal injury. We help clients determine whether they qualify for emotional distress damages. A more serious or traumatic accident could lead to anxiety, depression, stress, trouble sleeping, and similar psychological harm. Depending on the state, the court may include emotional distress as part of pain and suffering damages.
- Loss Of Consortium – An accident may leave a person unable to express affection to a spouse. Loss of consortium or loss of companionship damages can compensate personal injury victims for the shift in their relationship. Rather than the victim, the victim’s spouse receives these legal damages. A personal injury lawyer in Sebastian, FL, may help affected spouses build their cases and receive the compensation they deserve.
- Loss Of Enjoyment – Depending on the harm suffered in a personal injury, victims could lose their ability to enjoy their hobbies, pursue their interests, or engage in physical exercise. Any such loss may qualify a person for loss of enjoyment damages.
How Our Attorneys Can Help You
Are you wondering whether or not you need a lawyer? Are you curious about what your case may be worth, or even if you have a case?
In general, if negligence or wrongdoing led to your injuries, and you are now facing serious financial losses, working with our team is a good idea. Many people don’t realize the total amount of losses that are often involved in an accident. A broken bone can cost upwards of $2,000 if there are no complications. A head injury can cost $30,000 to $500,000, or more. Not only are there losses related directly to the injury, but also lost wages, loss of income, property damage, and more. Not to mention the non-economic damages that almost always result, but are difficult to value.
Our Sebastian personal injury lawyer team can review all the details related to your case, carry out necessary investigations, and determine what the total extent of the damages may be. In addition to this, a lawyer will need to prove the alleged party’s actions or lack of caused your harm. This is not always easy.
Every case is unique. Sometimes the investigation process and/or demonstrating the burden of proof can be difficult. For this reason, hiring our firm may be the right decision.
What You Should Know About the Insurance Company
- Insurance adjusters handle cases every day
- They are very experienced and utilize several tactics
- They might say things to make it sound like they are on your side, but they are not
- Their goal will be to settle for the least amount of money
Technically you can file a personal injury claim without a lawyer, but should you? In general, the answer to this depends on factors, such as how simple your case is, the extent of damages, and more. At the minimum, you should ask our Sebastian personal injury lawyer to review your case. If your injuries are serious or have resulted in significant losses (i.e. usually greater than $5,000), it may be in your best interest to retain your own legal advocate. The benefits of having a lawyer on your side are broad and include:
- A lawyer can maintain all communication with the insurance company
- Your rights and interests can be protected at all times
- The full extent of your injuries can be documented
- Expert witnesses can be utilized
- Maximum damages can be sought
Ultimately, the insurance company will do whatever is possible to pay out the least amount possible. If this happens, you may be left with bills and other monetary losses. Once you accept a settlement, there is no going back. We know of people who were unaware of their rights and accepted an offer that was just 10 or 20 percent of the total value of their case. When something like this happens, the emotional anguish can be significantly exacerbated. Don’t get taken advantage of, especially at a time when you are most vulnerable. Call our leading personal injury lawyer.
What to Do If You Are Contacted By the Insurance Adjuster
At some point, the insurance adjuster may call you. They may ask you for a statement or have questions about what happened.
In general, we would recommend considering the following advice:
- Avoid accepting any fault or blame.
- Do not apologize.
- Do your best to remain calm.
- Realize they may try to get you to say things you don’t mean.
That said, it may be in your best interest to let the adjuster know that your lawyer will be in touch with them. You won’t need to, nor should you, say anything else without talking to a lawyer first. Once you have a lawyer on your side, he or she can maintain all communication with the insurance company.
How Might an Insurance Company Handle a Personal Injury Case?
No two personal injury cases are exactly alike; however, there are some common traits. When you’ve been injured because of the negligent actions of another party, you can likely expect their insurance company to be involved. This company could be related to their homeowners’ insurance, auto insurance, company insurance, and so forth. Soon after the injury, or accident, you might expect the following to take place:
- You seek medical treatment
- You report the accident (i.e. to an employer, property owner, police, etc.)
- You notify your own insurance company
- The defendants’ insurance company contacts you
At this point, how you handle the situation could reflect the outcome of the case as a whole. For example, if the insurance contacts you, offers you a fast settlement, and you accept, you may be unable to pursue any further compensation. This could be a serious mistake which is one reason you should consult our team.
Myths About Personal Injury Lawsuits
- “You Don’t Need To Hire a Lawyer.”
Even if the cause of your injury is apparent and everyone agrees on whose fault it was, you still may want to hire a lawyer to get the settlement you deserve. Insurance companies will try to low-ball you a settlement offer because the less they pay you, the more they can pay their stakeholders. Even your own insurance company does not have your best interests at heart.
- “Personal Injury Lawyers Are All Ambulance Chasers.”
While there may be lawyers out there with police band radios who try to get to the hospital quickly to offer their services to people who are freshly injured, they are few and far between. Most personal injury attorneys are decent people who would never dream of trolling for cases in the emergency room.
- “Personal Injury Lawsuits Are Long And Drawn-Out.”
Most personal injury cases never go to court. They’re negotiated and settled in a matter of days or weeks, not months or years. If you asked your lawyer where the bathroom in the courthouse is, chances are good he or she couldn’t tell you, having never been there long enough to find out.
- “Minor Injuries Aren’t Worth Filing a Lawsuit Over.”
Even if you’ve only sustained minor injuries, you still deserve compensation to have your medical expenses, lost wages, and any pain and suffering covered by the other party’s insurance company. Don’t try to go it alone; insurance companies will try to get away with paying you as little as possible.
- “You Have Unlimited Time To File A Personal Injury Lawsuit.”
Each state has a statute of limitations defining how long you have to file a personal injury lawsuit. In Florida, that time is generally two years, but laws can change, and there are exceptions. It’s best to speak with our Sebastian injury law team to pinpoint the specific deadline that applies to your case.
Personal Injury Law Statistics
According to the Centers for Disease Control and Prevention (CDC), there are almost 25 million trips to the doctor each year by people who have suffered an unintentional injury. Approximately 4.5 million of those visits are by people injured in car accidents, and another 3 million by fall accidents.
If you have been injured due to another party’s negligence, make sure to contact a personal injury lawyer to find out what your legal options for damages may be. You may be entitled to financial compensation for medical expenses, lost wages, pain and suffering, scarring, and more.
Florida Personal Injury Laws
We understand that knowledge of specific statutes and procedural rules is paramount for securing just compensation for our clients.
Comparative Negligence
Florida operates under a pure comparative negligence system, a principle crucial to personal injury claims. This law allows for damages to be collected even when the plaintiff is partially at fault for their injuries. However, the compensation is reduced by the percentage of the plaintiff’s fault. Legal representation becomes indispensable in such cases, advocating for the lowest percentage of fault attributed to the plaintiff, thereby maximizing your potential recovery.
Statute Of Limitations
The time frame for filing a personal injury lawsuit in Florida is strictly governed by the statute of limitations. Generally, the law stipulates that an action must be commenced within two years from the date of the injury. This deadline underscores the urgency of consulting our Sebastian personal injury lawyer promptly after an incident. Failing to adhere to this timeline typically results in the forfeiture of one’s right to seek legal recourse.
The Threshold For Personal Injury Protection
Florida’s no-fault insurance framework requires drivers to carry Personal Injury Protection (PIP) insurance. This coverage is designed to provide immediate medical coverage up to $10,000, irrespective of who was at fault. To step outside the no-fault system and pursue a claim against the responsible party, the injury must meet a certain threshold of severity, which often requires legal interpretation. Our experienced Florida attorneys can provide clarity on whether an injury qualifies for action beyond PIP claims.
We stand ready to guide you through each step of your personal injury claim. With a deep understanding of Florida’s laws and a commitment to personalized legal strategy, our team is dedicated to advocating for your rights. If you’ve suffered an injury due to another’s negligence, reach out to us. Together, we can pursue the justice and compensation you deserve. Let our expertise be the cornerstone of your recovery process.
Tuttle Larsen, P.A., Sebastian Personal Injury Lawyer
3617 20th St, Vero Beach, FL 32960
Let Us Help You
When you have a legal problem, you want your lawyer to be knowledgeable. You want your lawyer to be on your side. You want your lawyer to be there for you to provide answers and take care of the details. Our Sebastian injury lawyers believe that open communication and trust are key to a good attorney-client relationship. To set up your free consultation, call Tuttle Larsen, P.A. today.