June 26, 2025
When people think of distracted driving, they usually imagine a driver using their phone or adjusting a GPS. But distractions don’t always come from within the driver’s control. Sometimes, it’s the passenger who causes the distraction. These cases can be more difficult to evaluate, but they’re not uncommon. As a Port St. Lucie, FL car accident lawyer who has been rated by Super Lawyers,, we’ve worked with clients involved in crashes where a passenger’s actions contributed to the collision.
At Tuttle Larsen, P.A., we’ve seen firsthand how these situations unfold. Below are five frequently asked questions about accidents involving distracted passengers, written for people searching by voice or mobile device.
Can A Passenger Be Held Responsible For Causing A Car Accident?
Yes, in certain situations, a passenger can be held partly or fully responsible if their behavior contributed to the crash. For example, if a passenger grabbed the steering wheel, blocked the driver’s view, or suddenly screamed or physically interfered, that could be a factor in determining fault. It’s not always simple to prove, but if there’s clear evidence or witness testimony, their actions may be taken into account in an insurance claim or lawsuit. Dashcams are very helpful here to show what was going on in the car at the time.
What Should I Do If A Passenger Caused Me To Have An Accident?
If a passenger distracted you and it led to a crash, the first step is to report the incident to the police and document the situation as clearly as possible. You should let officers know what the passenger did, and gather contact information from any witnesses. Photos, dashcam footage, or even recordings from inside the vehicle may help support your version of events. It’s also a good idea to speak with a car accident attorney to understand how passenger liability could affect your case. Be sure to speak to an attorney separate from your passenger.
Is The Driver Still At Fault If The Passenger Caused The Distraction?
In many cases, the driver may still be considered at least partially responsible, even if the distraction came from a passenger. Drivers are generally expected to maintain control of the vehicle at all times. That said, if the passenger’s actions were sudden, forceful, or unforeseeable — like yanking the wheel or throwing something — the responsibility may shift. These cases depend on the details and may involve shared liability.
Will My Insurance Cover The Damages If A Passenger Caused The Crash?
Most auto insurance policies will still cover a crash if the driver was operating the vehicle legally and not intentionally acting recklessly. However, insurance companies may question who contributed to the crash and to what extent. They might also seek reimbursement (subrogation) from the passenger if their actions were clearly responsible. This is something we help clients address if the insurer starts raising questions about fault. If your insurance company contacts you after an accident, tell them to speak with your lawyer to ensure you are not blamed for the accident.
Can Someone Sue A Passenger For Causing A Car Accident?
Yes, in some cases, injured parties — including the driver — can pursue a claim against a passenger if their actions led to the crash. This isn’t common, but it does happen, especially if the passenger acted intentionally or carelessly in a way that directly caused the accident. Suing a passenger may be more likely if the injuries are serious and the losses are significant.
If you’ve been involved in an accident where a passenger’s behavior contributed to the crash, don’t wait to get legal advice. At Tuttle Larsen, P.A., we’re here to talk through the situation, review the details, and help you decide what steps make sense. Reach out today for a consultation with a team rated as Rising Stars by Super Lawyers that knows how to handle unique auto accident claims.
