Car Accident Lawyer Fort Pierce, FL
Our car accident lawyer Fort Piece, FL recommends knows that car accidents can take many different forms. Some are serious and others minor. The associated injuries can be similar. For incidents involving minor damage and injuries, a car accident lawyer in Fort Pierce, FL might not be necessary. However, for those that resulted in significant harm or property damage, consulting with Tuttle Law, P.A. may be a good idea. That said, as a victim of a car accident, you have the right to call a lawyer no matter what the circumstances might be – and you should.
A lawyer can provide you with guidance and advice about what you should and should not do. If you have a case, our firm will investigate the incident to find out what happened, who is responsible, and why. We will also take care of filing any documentation on your behalf and maintain communication with the insurance company. In the event the defendant disputes our claim or wants to offer you a low-ball amount, we will be ready to negotiate vigorously to the full extent of our ability and the law.
This tenacious legal approach can be valuable in any context; however, it is most beneficial when you’ve suffered an injury like:
- Broken bones and numerous strains
- Spinal cord injuries
- Head trauma
- Internal bleeding
- Loss of limb
- Limited use of your body for a period greater than 90 days
- Disfigurement or scarring
- Temporary or permanent disability
When serious injuries are involved, it may be possible to recover damages from the at-fault party. This may be true even in Florida which is a no-fault state. Your car accident lawyer in Fort Pierce, Florida will help you to understand if this is an option during your consultation. In general, a liability claim can include more damages than a no-fault insurance claim, such as pain and suffering.
Circumstances that Might Warrant the Need for a Lawyer
It is certainly possible for a case to involve unique complications, legal concepts, or disputes. For instance, if any of the following apply, hiring a car accident lawyer Fort Pierce, FL offers may be in your best interest:
- The insurance company is accusing you of being at fault
- Your property damage is several thousand dollars
- The adjuster is telling you certain damages are not covered
- The insurance company wants access to your medical records
- Your claim is being undervalued or denied
- Your accident involves the local, state, or federal government
- The accident involves a company car
- Several parties are involved
Learn What Happens if Your Insurance Denies Your Claim
When you have been in a car accident and are seeking some sort of financial help for your injuries and property damage, you may be thinking you are fortunate to have car insurance to help you with this. Faithfully paying your insurance premiums does not necessarily guarantee you that your insurance will cover those medical bills, though. If your insurance coverage will not take care of enough of your medical bills or flat-out denies your claim, you may think you have no other option but to try and pay out of pocket or go into more debt trying to pay off your bills. However, there are other options.
Why would my insurance company deny my claim?
It may sound unfair, but insurance companies are not in the business of providing customers with a reasonable amount of compensation to help with medical bills and lost wages. At the end of the day, insurance companies are in the business of making sure they spend as little as possible. A few reasons an insurance company may have denied your car accident claim are:
- You did not get the medical care necessary in the allotted timeframe
- You got unnecessary testing and medical care done
- You were not injured from the car accident
- You were responsible for the accident and were driving under the influence of drugs or alcohol
- You got into an accident while you were committing a criminal act
- You got medical help from an unlicensed doctor or physician
These are just some of the reasons that your insurance may use to deny your claim or drastically reduce the amount they give you.
What can be done after insurance has denied my claim?
Once insurance has sent you a denial letter, you may be wondering if you have any other options left. You can speak with your attorney about filing an appeal (and making sure you do it in the allotted time frame). The denial letter they sent over to you should outline the steps you need to take when filing an appeal. Once you have filed an appeal, a separate insurance adjuster will begin examining the information related to your claim and why it was originally denied. At this point, you may get a letter stating your claim was approved or further explaining why it was denied. Your attorney can help determine if further action should be taken at this point.
The insurance company is not on your side. While people can recover compensation on their own, doing so is only recommended when the case is minor. Even then calling a lawyer to get advice is recommended. Let Tuttle Law, P.A. help you to understand your legal options. Call our firm now; you risk nothing by asking a car accident lawyer in Fort Pierce, Florida to review your case.