August 25, 2025
Car accidents can disrupt every part of our day from our routines to our well-being. As a Port St. Lucie, FL car accident lawyer, we’ve helped many people sort through what to do next and how to protect their rights. Knowing what steps to take can make a major difference in how claims are handled and how recovery begins.
Should I See A Doctor Even If I Feel Fine After A Collision?
Yes, it’s always a good idea to seek medical attention after any car accident. Injuries like whiplash or internal trauma may not show symptoms immediately, and waiting too long could not only risk your health but also affect how your claim is viewed by insurers. Injuries such as concussions and even whiplash can show up several days later. At that point, insurance companies will try to say those injuries were from something that happened after the accident, which is why medical attention is so important right after an accident.
How Do I File A Car Insurance Claim?
Filing a claim typically starts with notifying your insurance provider right after the accident. You’ll be asked for details like the time, location, and photos of the damage. It helps to keep all communication in writing and maintain a file with all related documents. Many insurance carriers have mobile apps that streamline the process. However, it is important to be careful with the information you share. Stick to the facts. If you say you feel bad about the accident, insurance companies will try to spin that as fault so they don’t have to pay.
What Happens If My Claim Is Denied?
If your claim is denied, don’t panic. Review the explanation letter carefully and compare it with your policy. Common reasons include lapsed coverage, disputed liability, or insufficient documentation. We recommend responding promptly and clearly, and it may be helpful to have legal guidance when preparing a rebuttal. Our team is peer rated for the highest level of professional excellence by Martindale-Hubbell, and we’ve seen denials reversed with the right approach.
How Do Insurance Companies Determine Who Is At Fault?
Insurance adjusters use a combination of police reports, statements, photos, and witness accounts to determine fault. Sometimes they also consult accident reconstruction experts or traffic camera footage. Keep in mind, the initial determination isn’t always final and you can dispute it. If you tried to do this without a lawyer and were denied, contact an attorney the second time around.
What Compensation Can I Recover For Injuries Or Damages?
Compensation may include medical bills, lost wages, property damage, and pain and suffering. The total depends on your specific circumstances and the extent of your injuries. Courts and insurance companies typically require solid evidence and clear documentation to support these claims. Our attorneys were rated “Rising Stars” by SuperLawyers, a reflection of our consistent focus on strong case preparation and advocacy.
Recovering after a car accident can be overwhelming, but you don’t have to do it alone. Tuttle Larsen P.A. is here to guide you every step of the way. If you’re unsure about your next move, reach out to our team as we’re ready to help you take the right one.
